/* ============================================================
   BRIGHTPATH — cream / coral / apricot, outlined neo-brutalist
   Adapted for the internal lead-gen platform (php-landing).
   ============================================================ */
:root{
  --cream:#fffdf7;
  --cream-2:#fdf6ea;
  --ink:#231f20;
  --body:#6a6260;
  --muted:#8a8280;
  --coral:#e8452c;
  --coral-d:#cc3620;
  --apricot:#ffd9a0;
  --green:#12a150;
  --green-d:#0d8442;
  --line:#f0ebe2;
  --white:#fff;
  --red:#d92d20;
  --shadow: 5px 5px 0 var(--ink);
  --shadow-lg: 8px 8px 0 var(--ink);
  /* custom select aliases */
  --cs-accent:var(--coral-d);--cs-accent-d:#a82a19;
  --cs-ink:var(--ink);--cs-body:var(--body);--cs-muted:var(--muted);
  --cs-border:var(--ink);--cs-field-bg:var(--white);--cs-card:var(--white);
  --cs-on-accent:#fff;--cs-red:var(--red);
  --cs-shadow:0 8px 24px rgba(35,31,32,.12);
  --cs-radius:14px;--cs-panel-radius:14px;--cs-opt-radius:10px;
  --cs-border-w:2.5px;--cs-pad:15px 16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
  background:var(--cream);color:var(--body);line-height:1.6;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
h1,h2,h3,h4{color:var(--ink);line-height:1.08;letter-spacing:-.03em;font-weight:800;overflow-wrap:break-word}
a{color:var(--coral);text-decoration:none}
img,svg{max-width:100%}
.shell{max-width:1120px;margin:0 auto;padding:0 22px}
.shell.narrow{max-width:780px}

/* buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:inherit;font-weight:800;font-size:16px;cursor:pointer;
  border:2px solid var(--ink);border-radius:14px;padding:14px 26px;
  background:var(--white);color:var(--ink);
  transition:transform .12s ease, box-shadow .12s ease;
  box-shadow:4px 4px 0 var(--ink);text-decoration:none;
}
.btn:hover{transform:translate(-2px,-2px);box-shadow:6px 6px 0 var(--ink)}
.btn:active{transform:translate(2px,2px);box-shadow:2px 2px 0 var(--ink)}
.btn-dark{background:var(--ink);color:var(--white);box-shadow:4px 4px 0 var(--coral)}
/* the compound .btn-dark.btn-sm must sit ABOVE the state rules — it ties them on
   specificity, so when it came last it won in :hover/:active too and froze the shadow */
.btn-dark.btn-sm{box-shadow:3px 3px 0 var(--coral)}
.btn-dark:hover{box-shadow:6px 6px 0 var(--coral)}
.btn-dark.btn-sm:hover{box-shadow:5px 5px 0 var(--coral)}
.btn-dark:active{box-shadow:2px 2px 0 var(--coral)}
.btn-dark.btn-sm:active{box-shadow:1px 1px 0 var(--coral)}
.btn-coral{background:var(--coral);color:var(--white)}
/* white on --green is 3.37:1; --green-d reaches 4.78:1 */
.btn-go{background:var(--green-d);color:var(--white);width:100%}
.btn-go.inline{width:auto;margin-top:26px}
.btn-sm{padding:10px 18px;font-size:14px;border-radius:11px;box-shadow:3px 3px 0 var(--ink)}
/* opacity faded the whole group, taking the label to 1.8:1 — use explicit inactive colors */
.btn:disabled{opacity:1;cursor:not-allowed;transform:none;background:var(--line);color:var(--body);border-color:var(--muted);box-shadow:2px 2px 0 var(--muted)}
.btn-ghost{background:transparent;box-shadow:none;border-color:var(--body);color:var(--body)}
.btn-ghost:hover:not(:disabled){border-color:var(--ink);color:var(--ink);box-shadow:none;transform:none}
.btn-ghost:disabled{background:transparent;box-shadow:none;border-color:var(--line)}
:focus-visible{outline:3px solid var(--coral);outline-offset:3px}
/* a coral ring on a coral band is 1:1 — invisible */
.cta-band :focus-visible,.bottom-cta :focus-visible{outline-color:var(--ink)}

/* header */
.site-hd{background:var(--cream);position:sticky;top:0;z-index:60;border-bottom:2px solid transparent}
.site-hd.stuck{border-bottom-color:var(--ink)}
.hd-inner{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:20px;color:var(--coral);letter-spacing:-.03em}
.brand-mark{
  width:34px;height:34px;flex:none;border-radius:11px;background:var(--coral);color:var(--white);
  display:flex;align-items:center;justify-content:center;font-size:15px;border:2px solid var(--ink);
}
.hd-nav{display:flex;align-items:center;gap:26px;font-size:15px;font-weight:600}
.hd-nav a:not(.btn){color:var(--body)}
.hd-nav a:not(.btn):hover{color:var(--ink)}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2.5px;background:var(--ink);margin:5px 0;border-radius:2px;transition:.25s}

/* hero */
.hero{position:relative;padding:46px 0 0;overflow:hidden}
.blob{position:absolute;border-radius:48% 52% 60% 40%/45% 55% 45% 55%;z-index:0}
.blob-1{width:340px;height:340px;background:var(--apricot);opacity:.5;right:24%;top:-70px}
.blob-2{width:230px;height:230px;background:#ffe9d0;opacity:.6;left:-90px;bottom:60px}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1fr .82fr;gap:48px;align-items:center;padding-bottom:70px}
.eyebrow{
  display:inline-block;background:var(--apricot);border:2px solid var(--ink);border-radius:99px;
  padding:6px 15px;font-size:12.5px;font-weight:800;color:var(--ink);margin-bottom:18px;
  letter-spacing:.02em;
}
.hero h1{font-size:clamp(34px,5vw,52px);margin-bottom:16px}
.hero h1 mark{background:var(--apricot);color:var(--ink);padding:0 8px;border-radius:8px}
.lede{font-size:17.5px;color:var(--body);max-width:42ch;margin-bottom:24px}
.check-list{list-style:none;display:flex;flex-direction:column;gap:11px}
.check-list li{display:flex;align-items:center;gap:11px;font-size:15.5px;font-weight:600;color:var(--ink)}
.check-list.big li{font-size:16.5px}
.tick{
  width:23px;height:23px;flex:none;border-radius:50%;background:var(--green);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;border:2px solid var(--ink);
}

/* pick card */
.pick-card{
  background:var(--white);border:2.5px solid var(--ink);border-radius:22px;padding:26px;
  box-shadow:var(--shadow-lg);position:relative;z-index:2;
}
.pick-title{font-size:20px;margin-bottom:3px}
.pick-sub{font-size:13.5px;color:var(--muted);margin-bottom:18px}
.amount-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-bottom:18px}
.amount-btn{
  font-family:inherit;font-weight:800;font-size:14.5px;color:var(--ink);
  background:var(--cream);border:2px solid var(--ink);border-radius:12px;padding:13px 4px;cursor:pointer;
  transition:.12s;
}
.amount-btn:hover{background:var(--apricot)}
.amount-btn.is-on{background:var(--coral-d);color:var(--white);box-shadow:inset 0 0 0 2px var(--white)}
.pick-fine{text-align:center;font-size:12px;color:var(--muted);margin-top:12px;font-weight:600}

.hero-wave{position:relative;z-index:1;line-height:0;margin-top:-1px}
.hero-wave svg{width:100%;height:70px;display:block}

/* apr bar */
.apr-bar{background:var(--ink);color:#d8d2cb;text-align:center;padding:13px 20px;font-size:13.5px;font-weight:600}

/* bands */
.band{padding:70px 0}
.band-tint{background:var(--cream-2);border-top:2px solid var(--ink);border-bottom:2px solid var(--ink)}
.kicker{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--coral);text-align:center;margin-bottom:10px}
.band-title{font-size:clamp(26px,3.6vw,36px);text-align:center;margin-bottom:38px}
.band-title.left{text-align:left;margin-bottom:14px}
.split .kicker{text-align:left}
.band-lede{font-size:16.5px;margin-bottom:22px;max-width:44ch}
.split{display:grid;grid-template-columns:1fr .8fr;gap:52px;align-items:center}
.art-panel{display:flex;justify-content:center}
.art-svg{width:100%;max-width:380px}

/* steps */
.step-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step-card{
  background:var(--white);border:2.5px solid var(--ink);border-radius:20px;padding:28px 24px;
  box-shadow:var(--shadow);position:relative;transition:transform .15s ease,box-shadow .15s ease;
}
.step-card:hover{transform:translate(-3px,-3px);box-shadow:8px 8px 0 var(--ink)}
.step-num{
  position:absolute;top:-17px;left:24px;width:36px;height:36px;border-radius:11px;
  background:var(--coral);color:#fff;border:2.5px solid var(--ink);
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;
}
.step-card h3{font-size:18px;margin:12px 0 8px}
.step-card p{font-size:14.5px}

/* faq */
.faq-stack{display:flex;flex-direction:column;gap:12px}
.faq-item{background:var(--white);border:2.5px solid var(--ink);border-radius:16px;overflow:hidden;box-shadow:4px 4px 0 var(--ink)}
.faq-item summary{
  list-style:none;cursor:pointer;padding:19px 22px;font-weight:800;font-size:16px;color:var(--ink);
  display:flex;justify-content:space-between;align-items:center;gap:14px;
}
.faq-item summary::-webkit-details-marker{display:none}
.chev{
  width:27px;height:27px;flex:none;border-radius:50%;background:var(--apricot);border:2px solid var(--ink);
  display:flex;align-items:center;justify-content:center;font-size:17px;font-weight:800;transition:.22s;
}
.faq-item[open] .chev{transform:rotate(45deg);background:var(--coral);color:#fff}
.faq-a{padding:0 22px 20px;font-size:15px}

/* cta */
.cta-band{background:var(--coral);border-top:2.5px solid var(--ink);border-bottom:2.5px solid var(--ink);padding:60px 0;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(26px,3.6vw,36px);margin-bottom:10px}
.cta-band p{color:#ffe3dd;font-size:17px;margin-bottom:26px}
.cta-band .btn-go{width:auto;background:var(--white);color:var(--ink)}

/* footer */
.site-ft{background:var(--cream-2);padding:44px 0 26px}
.ft-top{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;padding-bottom:22px;border-bottom:2px solid var(--line)}
.ft-links{display:flex;gap:20px;flex-wrap:wrap;font-size:13.5px;font-weight:700}
.ft-links a:not(.btn){color:var(--body)}
.ft-links a:not(.btn):hover{color:var(--coral)}
.ft-legal{padding:22px 0}
.ft-legal p{font-size:12px;color:var(--muted);line-height:1.65;margin-bottom:12px}
.ft-copy{font-size:12.5px;color:var(--muted);font-weight:700}

/* =========================================================
   APPLY PAGE — CONVERSATIONAL ONE-QUESTION-AT-A-TIME FLOW
   ========================================================= */
.apply-body{background:var(--cream);min-height:100vh;display:flex;flex-direction:column}
.apply-hd{border-bottom:2px solid var(--ink);background:var(--cream);position:sticky;top:0;z-index:50}
.apply-hd-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.secure-tag{display:flex;align-items:center;gap:6px;font-size:13px;font-weight:700;color:var(--green)}

/* dot progress */
.dots{display:flex;gap:7px;justify-content:center;padding:20px 0 4px;flex-wrap:wrap}
.dot{width:9px;height:9px;border-radius:50%;background:var(--line);border:2px solid var(--ink);transition:.25s}
.dot.done{background:var(--green)}
.dot.now{background:var(--coral);transform:scale(1.45)}

.q-wrap{flex:1;display:flex;align-items:flex-start;justify-content:center;padding:14px 22px 70px}
.q-inner{width:100%;max-width:640px}
.q-count{text-align:center;font-size:12.5px;font-weight:800;color:var(--muted);letter-spacing:.08em;text-transform:uppercase;margin-bottom:22px}

.q-step{display:none;animation:qIn .32s cubic-bezier(.22,.9,.34,1)}
.q-step.active{display:block}
@keyframes qIn{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}

.q-title{font-size:clamp(25px,4.4vw,34px);text-align:center;margin-bottom:8px}
.q-help{text-align:center;font-size:15px;color:var(--body);margin-bottom:26px}

/* big choice buttons (auto-advance) */
.choices{display:grid;gap:11px}
.choices.cols-2{grid-template-columns:1fr 1fr}
.choices.cols-3{grid-template-columns:repeat(3,1fr)}
.choice{
  font-family:inherit;font-weight:800;font-size:16px;color:var(--ink);text-align:left;
  background:var(--white);border:2.5px solid var(--ink);border-radius:16px;
  padding:18px 20px;cursor:pointer;box-shadow:4px 4px 0 var(--ink);
  transition:transform .12s ease,box-shadow .12s ease,background .12s;
  display:flex;align-items:center;justify-content:space-between;gap:12px;
}
.choice:hover{transform:translate(-2px,-2px);box-shadow:6px 6px 0 var(--ink);background:var(--apricot)}
/* white on --coral is 3.95:1; --coral-d reaches 5.10:1 */
.choice.is-on{background:var(--coral-d);color:#fff}
.choice .c-note{font-size:12.5px;font-weight:600;opacity:.7}
.choice.is-on .c-note{opacity:1}
.choices.cols-2 .choice,.choices.cols-3 .choice{justify-content:center;text-align:center;padding:18px 8px}

/* text inputs */
.fields{display:grid;gap:16px}
.fields.two{grid-template-columns:1fr 1fr}
.field label{display:block;font-size:13px;font-weight:800;color:var(--ink);margin-bottom:6px}
.field .req{color:var(--red)}
.field input,.field select{
  width:100%;font-family:inherit;font-size:16px;color:var(--ink);background:var(--white);
  border:2.5px solid var(--ink);border-radius:14px;padding:15px 16px;
}
.field input::placeholder{color:#b5aca8}
.field input:focus,.field select:focus{outline:0;box-shadow:4px 4px 0 var(--coral)}
.field input.bad,.field select.bad{border-color:var(--red);background:#fff5f4}
.field .err{display:none;color:var(--red);font-size:12.5px;font-weight:700;margin-top:5px}
.field input.bad~.err,.field select.bad~.err{display:block}
.field .tip{font-size:12px;color:var(--muted);margin-top:5px;font-style:italic}
.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='13' height='13' viewBox='0 0 24 24' fill='none' stroke='%23231f20' stroke-width='3'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:42px}
.reveal-btn{position:absolute;right:12px;top:50%;transform:translateY(-50%);background:none;border:0;font-family:inherit;font-weight:800;font-size:12.5px;color:var(--body);cursor:pointer;padding:6px}
.reveal-btn:hover{color:var(--ink)}
.field.has-reveal{position:relative}
.field.has-reveal input{padding-right:66px}

/* 3-up date-of-birth / next-pay-date selects */
.dob-group{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:10px}
.dob-group select{width:100%}

/* nav row */
.q-nav{display:flex;gap:12px;margin-top:26px}
.q-nav .btn{flex:1}
.q-nav .btn-back{flex:0 0 auto}

/* consent */
.consent-box{background:var(--white);border:2.5px solid var(--ink);border-radius:16px;padding:20px;box-shadow:4px 4px 0 var(--ink)}
.consent-line{display:flex;gap:12px;align-items:flex-start;font-size:14px;cursor:pointer;color:var(--body)}
.consent-line input{width:21px;height:21px;flex:none;margin-top:1px;accent-color:var(--coral)}
.consent-line + .consent-line{margin-top:14px;padding-top:14px;border-top:2px dashed var(--line)}
.legal-note{font-size:11.5px;color:var(--muted);line-height:1.6;margin-top:16px}

/* summary chips on review */
.review-list{background:var(--white);border:2.5px solid var(--ink);border-radius:16px;box-shadow:4px 4px 0 var(--ink);overflow:hidden;margin-bottom:18px}
.review-row{display:flex;justify-content:space-between;gap:14px;padding:13px 18px;border-bottom:2px solid var(--line);font-size:14px}
.review-row:last-child{border-bottom:0}
.review-row b{color:var(--ink);font-weight:800}
.review-row span{color:var(--body);text-align:right}

/* done */
.done-wrap{text-align:center;padding:30px 0}
.done-badge{
  width:88px;height:88px;border-radius:50%;background:var(--green);color:#fff;border:3px solid var(--ink);
  display:flex;align-items:center;justify-content:center;margin:0 auto 22px;box-shadow:5px 5px 0 var(--ink);
}
.done-wrap h2{font-size:30px;margin-bottom:10px}
.done-wrap p{font-size:16px;max-width:44ch;margin:0 auto 22px}
.next-card{background:var(--white);border:2.5px solid var(--ink);border-radius:16px;box-shadow:4px 4px 0 var(--ink);text-align:left;max-width:430px;margin:0 auto}
.next-item{display:flex;gap:13px;padding:15px 18px;border-bottom:2px solid var(--line)}
.next-item:last-child{border-bottom:0}
.next-item .n{width:26px;height:26px;flex:none;border-radius:50%;background:var(--apricot);border:2px solid var(--ink);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:12.5px;color:var(--ink)}
.next-item b{display:block;font-size:14px;color:var(--ink)}
.next-item span{font-size:13px;color:var(--muted)}

/* spinner for matching screen */
.done-badge.spin{animation:spinBadge 1s linear infinite}
@keyframes spinBadge{to{transform:rotate(360deg)}}
.next-item[data-m]{opacity:.35;transition:opacity .3s}
.next-item.on{opacity:1}

/* done: no-match variant (server said no buyer could take the lead) */
.done-badge.warn{background:var(--coral)}

/* error banner (network / server error on submit) */
.q-error{display:none;background:#fff5f4;border:2.5px solid var(--red);border-radius:14px;padding:14px 16px;margin-top:14px;color:var(--red);font-size:13.5px;font-weight:700}
.q-error.show{display:block}

/* ---------------- responsive ---------------- */
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:34px;padding-bottom:50px}
  .widget{max-width:520px;margin:0 auto}
  .split{grid-template-columns:1fr;gap:34px}
  .band-title.left{text-align:center}
  .split .kicker{text-align:center}
  .band-lede{max-width:none}
  .step-row{grid-template-columns:1fr;gap:28px}
  .blob-1{right:-60px;top:-40px}
  .hd-nav{
    position:fixed;inset:74px 0 auto 0;background:var(--cream);border-bottom:2.5px solid var(--ink);
    flex-direction:column;align-items:stretch;padding:18px 22px;gap:6px;
    transform:translateY(-160%);visibility:hidden;transition:transform .28s ease,visibility .28s;
  }
  .hd-nav.open{transform:none;visibility:visible}
  .hd-nav a:not(.btn){padding:12px 0}
  .hd-nav .btn{margin-top:8px}
  .burger{display:block}
}
@media (max-width:640px){
  .band{padding:50px 0}
  .lede{font-size:16.5px}
  .amount-grid{grid-template-columns:repeat(3,1fr);gap:8px}
  .amount-btn{font-size:13.5px;padding:12px 2px}
  .fields.two{grid-template-columns:1fr}
  .choices.cols-3{grid-template-columns:1fr 1fr}
  .q-wrap{padding:10px 18px 60px}
  .ft-top{flex-direction:column;align-items:flex-start}
  .dob-group{grid-template-columns:1fr 1fr 1fr}
}
/* Below 480px the month takes the top row on its own, as on the classic
   template, so the long month names never truncate. */
@media (max-width:480px){
  .dob-group{grid-template-columns:1fr 1fr}
  .dob-group > :first-child{grid-column:1 / -1}
}

/* ---- Content pages (FAQ, About, Privacy, Terms) ---- */
.container{max-width:1120px;margin:0 auto;padding:0 22px}
.page-hero{padding:52px 0 36px;background:var(--cream-2);border-bottom:3px solid var(--ink)}
.page-hero h1{font-size:clamp(1.5rem,4.5vw,2rem);color:var(--ink);margin:0}
.crumbs{font-size:13.5px;margin-bottom:10px;color:var(--body)}
.crumbs a{color:var(--coral);text-decoration:underline}
.prose{max-width:780px;margin:0 auto;padding:40px 0 60px;line-height:1.75;color:var(--body)}
.prose h2{font-size:1.35rem;color:var(--ink);margin:36px 0 12px}
.prose h3{font-size:1.1rem;color:var(--ink);margin:24px 0 8px}
.prose p{margin:0 0 16px}
.prose ul{margin:0 0 16px;padding-left:24px}
.prose li{margin-bottom:6px}
.prose a{color:var(--coral);text-decoration:underline}
.faqs{max-width:780px;margin:0 auto}
.faq{border-bottom:2px solid var(--line)}
.faq summary{padding:18px 0;font-weight:600;cursor:pointer;list-style:none;color:var(--ink);font-size:16px}
.faq summary::-webkit-details-marker{display:none}
.faq .a{padding:0 0 18px;line-height:1.75;color:var(--body)}
.bottom-cta{text-align:center;padding:56px 22px;background:var(--coral);color:#fff;border-top:3px solid var(--ink)}
.bottom-cta h2{margin:0 0 8px;font-size:1.45rem;color:#fff}
.bottom-cta p{margin:0 0 20px;opacity:.85}
.bottom-cta .btn-primary{display:inline-block;padding:14px 34px;border-radius:8px;background:#fff;color:var(--coral-d);font-weight:700;text-decoration:none;border:2px solid var(--ink);box-shadow:var(--shadow);font-size:15px}
.bottom-cta .btn-primary:hover{transform:translate(-2px,-2px);box-shadow:var(--shadow-lg)}

/* skip link — visually hidden until it receives keyboard focus */
.skip-link{position:absolute;left:14px;top:-60px;z-index:400;background:var(--ink);color:#fff;
  padding:11px 20px;border-radius:0 0 10px 10px;font-weight:600;font-size:14.5px;
  text-decoration:none;transition:top .18s ease}
.skip-link:focus{top:0}
[tabindex="-1"]:focus{outline:none}

/* honour the OS reduced-motion preference — only classic did before */
@media (prefers-reduced-motion:reduce){
  *{animation-duration:.01ms !important;animation-iteration-count:1 !important;
    transition-duration:.01ms !important}
  html{scroll-behavior:auto}
  .cs-panel{transition:none;transform:none}
  .cs.cs-up .cs-panel{transform:none}
}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}