Cash Willow
Loans from $500 to $5,000

Need cash? Let's make it simple.

Tell us what you need. We'll connect you with lenders who may be able to help — and you decide what happens next.

  • Free to ask, always
  • All credit types welcome
  • No obligation to accept

How much do you need?

Pick an amount to get started.

Show me my options →

Takes about 3 minutes · No hard credit pull

APR rates range from 5.99% to 35.99% — maximum APR for qualified consumers.

The process

Three steps. That's the whole thing.

1

Pick your amount

Choose anywhere from $500 to $5,000 — whatever actually fits your situation.

2

Answer a few questions

One question at a time, no wall of fields. Most people finish in about three minutes.

3

See what comes back

If a lender can help, they'll reach out with terms. Say yes, or walk away.

Eligibility

We keep it human

Good credit, bad credit, or barely any credit — if you can say yes to the following, it's worth asking.

  • You're 18 or older and a U.S. resident
  • You have a valid checking account
  • You have a job or steady income
  • You earn at least $800 per month
Start my request →

Questions

Things people ask us

Does this affect my credit score?+
Submitting a request doesn't involve a hard credit pull. If a lender makes you an offer and you decide to move forward, they may run their own check — and they'll tell you before they do.
Is it actually free?+
Yes. Asking costs nothing. Interest and fees only come from a lender whose offer you choose to accept, and they must show you those terms first.
Can I ask with bad credit?+
Absolutely. Every lender sets its own criteria, and the network includes lenders who look at more than just a score.
How fast will I hear back?+
Often within 24 hours, sometimes much sooner. It depends on your profile and which lenders are active when you submit.
Do I have to accept an offer?+
Never. Submitting a request commits you to nothing at all. Read the terms, ask questions, and walk away if it isn't right.

Ready when you are.

A few minutes, no cost, no pressure. Let's see what's possible.

Start my request →