Submitting a request doesn't involve a hard credit pull. If a lender makes you an offer and you decide to move forward, they may run their own check — and they'll tell you before they do.
Is it actually free?+
Yes. Asking costs nothing. Interest and fees only come from a lender whose offer you choose to accept, and they must show you those terms first.
Can I ask with bad credit?+
Absolutely. Every lender sets its own criteria, and the network includes lenders who look at more than just a score.
How fast will I hear back?+
Often within 24 hours, sometimes much sooner. It depends on your profile and which lenders are active when you submit.
Do I have to accept an offer?+
Never. Submitting a request commits you to nothing at all. Read the terms, ask questions, and walk away if it isn't right.
Ready when you are.
A few minutes, no cost, no pressure. Let's see what's possible.