1. Introduction
Welcome to Cash Willow. These Terms & Conditions ("Terms") govern your use of our website cashwillow.com (the "Site") and the services offered — specifically, the service by which you submit your information for matching with lenders. By accessing or using our Site and submitting your information, you agree to these Terms.
2. Our Role
We provide a matching service that connects you with lenders based on your submitted profile details. We are not a lender, credit provider, bank or financial institution. Any loan decision, contract, terms, rate or amount is entirely determined by the lender. Your agreement for any loan is directly with the lender, not us.
3. Eligibility and Your Obligations
- You represent that you are at least 18 years old (or the legal adult age in your jurisdiction) and are legally capable of entering into agreements.
- You agree to provide accurate, truthful, current and complete information when submitting. You must notify us of any changes to that information.
- You understand that making the submission does not guarantee approval of a loan or specific terms, rate or amount.
- You agree to comply with all applicable laws when using the Site and understand that misuse may lead to termination of access.
4. Application Submission & Matching Process
When you submit your details, we forward your data to one or more lenders who will review your profile. After submission:
- A lender may contact you with an offer.
- You evaluate the offer and decide whether to accept or decline.
We are not responsible for any lender's decision, the terms they offer, your acceptance or performance of any loan.
5. Costs, Fees and Payments
- There is no charge for submitting your details via our Site.
- If you accept an offer from a lender, any fees, interest, repayments or other charges are determined by the lender — not us.
- You must review all terms of the lender's offer before accepting and make your own decision to borrow.
6. Limitation of Liability
To the maximum extent permitted by applicable law:
- We are not liable for any direct, indirect, special, incidental or consequential damages arising from your use of the Site, your submission of information, your acceptance of potential loan offers from lenders or your relationship with any lender.
- We make no warranties (express or implied) regarding the accuracy, reliability, suitability or availability of the Site, the matching process or any potential loan offers from lenders.
- Your sole and exclusive remedy with respect to any dissatisfaction or disputes is to discontinue using the Site and decline any potential loan offers from lenders.
7. Indemnification
You agree to indemnify, defend and hold us harmless from and against any claims, demands, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising from your use of the Site, your breach of these Terms or your dealings with any lender.
8. Changes to the Service or Terms
We reserve the right to modify, suspend or discontinue the Site or service at any time with or without notice. We may also update these Terms — changes will be effective once posted on this Site. Your continued use after changes constitutes acceptance of the revised Terms.
9. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of California, USA. You agree any dispute will be resolved exclusively in the competent courts of that jurisdiction (unless otherwise required by law).
10. Entire Agreement
These Terms, the Privacy Policy, any other policies referenced herein and any legal notices posted on the Site, constitute the entire agreement between you and us regarding your use of the Site and services, and supersede all prior or contemporaneous agreements.
11. Contact Information
If you have questions about these Terms, contact:
Cash Willow
Email: [email protected]